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SECTION 5. Advance Directives

                                                                                               STATE SPECIFIC INFO
                                                                                               WILL BE ADDED HERE
               It is your right to decide about the medical care you will receive. You have the
                                                                                               (IF APPLICABLE)
               right to be informed of treatment options available before giving consent for
               medical treatment. You also have the right to accept, refuse or discontinue
               any treatment at any time.

               All of us who provide you with health care services are responsible  for
               following your wishes. However, there may be times when you may not be
               able to decide, or make your wishes known.

               Many people want to decide ahead of time what kinds of treatment they want
               to keep them alive.  Advance Directives  let you  make your  wishes for
               treatment known in advance.
               An Advance Directive is a document written before a disabling illness. The
               Advance Directive  states your choice about treatment and may name
               someone to make treatment choices if you cannot.

               There are generally two types of advance directives. They are a living will and
               a durable power of attorney for health care (DPAHC).

               A Living Will is a legal document that allows you to make your wishes known
               concerning artificially, life-supporting treatment. This is executed in advance
               of the time when you may not be able to participate in those decisions due to
               your medical condition. It only goes into effect when you can no longer make
               decisions and can be canceled at any time, in writing or by telling someone.

               A Durable Power of Attorney for Health Care (DPAHC) is a legal document
               which allows you to  designate  a  particular  person to make  decisions
               regarding your medical care  when you  are not able to do so.  This  person
               should be someone you trust to carry out your wishes. It may also be canceled
               or changed at any time.

               There are several types of durable powers of attorney. Only a durable power
               of attorney  for health care (DPAHC) gives someone the authority to make
               health care decisions for you.

               Both of these documents must be signed by two witnesses. Witnesses may
               not be relatives, anyone entitled to any part of your estate upon your death,
               or your health care providers. It is also recommended that your living will be
               notarized, but the law does not require this (a DPAHC must be notarized).
               You should give a copy of your living will and/or DPAHC to your doctor, family
               or friends and health care providers. Keep the originals with other important
               papers in a safe place that is easy to find. Please inform us if you execute
               or change either of these documents during the course of your care.







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